Servco First-Time Buyer Program


Your First Car Starts Here, Made More Affordable
Buying your first car doesn’t have to mean buying new. With the Servco Pre-Owned First-Time Buyer Program, first-time buyers can explore affordable, reliable options while getting support through the financing process.
Flexible Financing
- Financing designed for first-time buyers
- Some qualified buyers may be eligible to finance without a co-buyer
- Guidance through every step of the process
$500 Down Payment Support
- Reduce upfront costs
- Eligible qualified buyers may receive $500 toward down payment support on pre-owned vehicles1
I'm Interested
Tell us a little about yourself and we’ll help you explore affordable pre-owned options.
Takes two minutes · No obligation
By submitting this form, I understand that I may be contacted by Servco Pre-Owned. To learn more about how Servco Pre-Owned handles your personal information, please click here.
Frequently Asked Questions
Who qualifies as a first-time buyer?
Do I need good credit to apply?
Am I eligible for the program if I'm buying the car with cash?
Is buying pre-owned a good option for first-time buyers?
How much do I need for a down payment?
Can I see what I qualify for before choosing a car?
Do I need a co-signer?
What kind of cars can I get?
What makes this program different?
When does this offer end?
Will someone contact me after I submit the form?
Disclosures
1) Subject to credit approval. Not all applicants will qualify. Offer available only to qualified first-time buyers with no prior auto loan history reflected on credit report. Valid only on eligible preowned vehicle purchases financed through participating dealerships. Not valid on cash purchases. Up to $500 down payment support funded by participating dealership(s). Terms, conditions, restrictions, and vehicle eligibility requirements apply. Offer subject to change or termination without notice.
2) 5-Day Money Back Guarantee subject to separate terms, exclusions, limitations, and vehicle eligibility requirements.
3) AutoComplete is an independent third-party provider. Separate approvals, terms, fees, disclosures, and eligibility requirements may apply. Servco Pre-Owned is not responsible for third-party financing decisions, products, services, or platform functionality.
4) Valid only on eligible new Toyota vehicle purchases or leases financed through participating Servco Toyota dealerships. Not valid on cash purchases.