Servco First-Time Buyer Program

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    Your First Car Starts Here, Made More Affordable

    Buying your first car doesn’t have to mean buying new. With the Servco Pre-Owned First-Time Buyer Program, first-time buyers can explore affordable, reliable options while getting support through the financing process.


    Flexible Financing
    • Financing designed for first-time buyers
    • Some qualified buyers may be eligible to finance without a co-buyer
    • Guidance through every step of the process
    $500 Down Payment Support
    • Reduce upfront costs
    • Eligible qualified buyers may receive $500 toward down payment support on pre-owned vehicles1
    Peace of Mind
    • 5-day Money Back Guarantee2
    • Available support with insurance required documents through AutoComplete3

    I'm Interested

    Tell us a little about yourself and we’ll help you explore affordable pre-owned options.
    Takes two minutes · No obligation

    By submitting this form, I understand that I may be contacted by Servco Pre-Owned. To learn more about how Servco Pre-Owned handles your personal information, please click here.  

    Frequently Asked Questions

    Who qualifies as a first-time buyer?
    Do I need good credit to apply?
    Am I eligible for the program if I'm buying the car with cash?
    Is buying pre-owned a good option for first-time buyers?
    How much do I need for a down payment?
    Can I see what I qualify for before choosing a car?
    Do I need a co-signer?
    What kind of cars can I get?
    What makes this program different?
    When does this offer end?
    Will someone contact me after I submit the form?

    Disclosures

    1) Subject to credit approval. Not all applicants will qualify. Offer available only to qualified first-time buyers with no prior auto loan history reflected on credit report. Valid only on eligible preowned vehicle purchases financed through participating dealerships. Not valid on cash purchases. Up to $500 down payment support funded by participating dealership(s). Terms, conditions, restrictions, and vehicle eligibility requirements apply. Offer subject to change or termination without notice.

    2) 5-Day Money Back Guarantee subject to separate terms, exclusions, limitations, and vehicle eligibility requirements.

    3) AutoComplete is an independent third-party provider. Separate approvals, terms, fees, disclosures, and eligibility requirements may apply. Servco Pre-Owned is not responsible for third-party financing decisions, products, services, or platform functionality.

    4) Valid only on eligible new Toyota vehicle purchases or leases financed through participating Servco Toyota dealerships. Not valid on cash purchases.

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